New Income Tax Bill 2025: Late ITR Filers Can Still Claim Tax Refunds – Key Highlights You Need to Know.

Introduction

The Income Tax Bill 2025 has officially been passed in the Lok Sabha on August 11, bringing some much-awaited clarity for taxpayers in India. One of the most talked-about updates is that even late income tax return (ITR) filers will now be eligible for tax refunds.

The bill also introduces important clarifications on standard deduction for house property and other provisions to make compliance easier and disputes less likely.

Here’s a simple breakdown of everything you need to know.

Background – Why This Bill Matters

The Income Tax Act, 1961 has been in force for over six decades. With evolving business structures, digital transactions, and tax complexities, the government has decided to overhaul the law completely. The new Income Tax Bill, 2025 will replace the existing Act starting April 1, 2026.

The journey of this bill has been interesting:

  • 1. Originally introduced in February 2025.
  • 2. Sent to a 31-member parliamentary committee headed by BJP MP Baijayant Panda.
  • 3. The committee submitted a detailed report on July 21, 2025, making 285 recommendations.
  • 4. Based on these suggestions, the government withdrew the original draft and presented a revised version on August 11, 2025.

Major Relief for Late ITR Filers – Refunds Allowed

Earlier, there was widespread confusion that late ITR filers would lose the right to claim refunds. This came from interpretations of Clause 263 in the original draft, which appeared to block refunds for those filing after the due date (usually July 31 or September 15 for certain cases).

Even though the Income Tax Department had clarified that these interpretations were incorrect, tax consultants and taxpayers still feared losing refunds.

What Has Changed?

The Select Committee recommended removing the restrictive sub-clause from Clause 263 to ensure flexibility in refund claims. The government accepted this suggestion.

Final Rule:

  • 1. Refunds will NOT be linked to filing within the original due date.
  • 2. Both belated returns and revised returns will be eligible for refunds.

Example:

If you pay excess tax and file your ITR after the due date (say in October), you can still claim your refund. Earlier, this was unclear and could have led to disputes.

Standard Deduction on House Property – Municipal Taxes to Be Considered

Another important clarification relates to how standard deduction on income from house property will be calculated.

Current Understanding

Under the existing law, a 30% standard deduction is allowed on the annual value of the property. But there was ambiguity on whether municipal taxes should be deducted before applying the 30%.

New Clarification in the Bill

The parliamentary panel suggested:

  • 1. The 30% deduction should be calculated after deducting municipal taxes from the annual value.
  • 2. Deduction for pre-construction interest should be available not only for self-occupied properties but also for let-out properties.

The government accepted both recommendations.

Example:

  • 1. Property Annual Value = ₹100
  • 2. Municipal Taxes Paid = ₹5
  • 3. Net Value after taxes = ₹95
  • 4. Standard Deduction = 30% of ₹95 = ₹28.5 (not ₹30 as earlier assumed).

This will help avoid unnecessary disputes and align the law with current practices.

Why These Changes Are Important for Taxpayers

More Fairness in Tax Refunds

Many taxpayers miss the due date for genuine reasons—technical glitches, health issues, or lack of awareness. Blocking refunds in such cases would have been unfair. The revised bill ensures you get back your excess tax paid, even if you file late.

Clearer Rules for Property Owners

By stating how municipal taxes should be treated, the government is removing grey areas that could lead to litigation. This is especially helpful for property investors and homeowners who let out their properties.

Other Key Highlights of the Bill

While these two changes have grabbed headlines, the Income Tax Bill 2025 includes several other updates aimed at simplifying compliance:

  • 1. Alignment with modern economic practices – The bill incorporates rules better suited for today’s digital and global business environment.
  • 2. Greater focus on dispute resolution – Several clauses aim to reduce litigation between taxpayers and the Income Tax Department.
  • 3. Better clarity in definitions and procedures – Many terms have been redefined for easier interpretation.

From April 1, 2026 – A New Tax Era

Once passed by both Houses and notified, the Income Tax Bill 2025 will come into force from April 1, 2026. This will officially replace the Income Tax Act, 1961, marking a big shift in how taxes are calculated, filed, and processed in India.

Once passed by both Houses and notified, the Income It’s important for taxpayers, accountants, and business owners to stay updated and prepare for the transition.

Why These Changes Matter for You

  • 1. Fairness for Late Filers – Many genuine taxpayers miss deadlines due to unavoidable reasons. Allowing refunds ensures they are not financially penalized unnecessarily.
  • 2. Clarity on Deductions – A simple formula for standard deduction on house property means fewer disputes and more predictable tax planning.
  • 3. Alignment with Existing Practices – By accepting recommendations from the panel, the government ensures smoother transition from old to new law.

Practical Tips for Taxpayers

Here’s what you should keep in mind after this update:

1. Don’t Delay Filing Intentionally

Even though late filers can now claim refunds, late filing still has drawbacks such as interest, late fees, and reduced carry-forward of losses.

2. Maintain Proof of Municipal Tax Payments

Since municipal taxes will directly affect your standard deduction, keep payment receipts safely.

3. Stay Updated with New Rules

With the complete overhaul of the tax law, regular updates will be crucial. Follow credible sources or consult your tax advisor.

4. File Accurately

Whether early or late, ensure your ITR is correct to avoid notices and reassessments.losses.

Conclusion

The New Income Tax Bill 2025 brings much-needed clarity and relief for Indian taxpayers. By allowing refunds for belated returns and clarifying standard deduction rules for house property, the government is making the system more fair and transparent.

From April 1, 2026, the tax landscape will change significantly—being prepared is the key to avoiding compliance headaches.

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